:root{
  --navy:#0B2148;
  --gold:#C89A2B;
  --cream:#FFF8EA;
  --ink:#1B2A3B;
  --muted:#6A778B;
  --card:#FFFFFF;
  --border:rgba(11,33,72,0.12);
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family:Inter, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color:var(--ink);
  background:var(--cream);
  line-height:1.6;
}

.container{max-width:1120px;margin:0 auto;padding:0 20px}

.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,0.7);backdrop-filter:saturate(140%) blur(8px);border-bottom:1px solid var(--border)}
.header-inner{display:flex;align-items:center;gap:24px;padding:14px 0}
.brand{display:flex;align-items:center;gap:12px}
.logo{height:32px;width:auto}
.beta-chip{background:rgba(200,154,43,.15);color:var(--navy);padding:4px 8px;border-radius:999px;font-weight:600;font-size:12px;border:1px solid rgba(200,154,43,.3)}

.nav{display:flex;gap:18px;margin-left:auto}
.nav a{color:var(--navy);text-decoration:none;font-weight:600}
.nav a:hover{text-decoration:underline}
.lang select{appearance:none;background:white;border:1px solid var(--border);border-radius:10px;padding:8px 10px;color:var(--ink)}

.hero{padding:56px 0 36px;border-bottom:1px solid var(--border)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:start}
.hero-copy h1{font-size:44px;line-height:1.08;margin:0 0 10px;color:var(--navy)}
.lead{color:var(--muted);max-width:60ch}
.bullets{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:12px}
.bullets li{display:flex;gap:12px;align-items:flex-start}
.bullets .icon{font-size:20px;line-height:1}
.bullets .sub{color:var(--muted)}
.trust-badge img{height:56px;margin-top:8px;border-radius:8px;border:1px solid var(--border)}

.card{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:18px;box-shadow:0 10px 30px rgba(11,33,72,0.08)}
.hero-card{align-self:stretch}
.card h2,.card h3{margin:0 0 10px;color:var(--navy)}

label{font-size:14px;color:var(--muted);margin-bottom:6px;display:block}
input{width:100%;padding:12px 12px;border-radius:12px;border:1px solid var(--border);background:white;color:var(--ink);margin-bottom:12px}

.rate-toggle{display:flex;align-items:center;gap:10px;margin:6px 0 12px;color:var(--muted)}
.switch{position:relative;display:inline-block;width:46px;height:24px}
.switch input{opacity:0;width:0;height:0}
.slider{position:absolute;cursor:pointer;top:0;left:0;right:0;bottom:0;background:#cfd5de;transition:.2s;border-radius:12px}
.slider:before{position:absolute;content:"";height:18px;width:18px;left:3px;bottom:3px;background:white;transition:.2s;border-radius:50%}
input:checked + .slider{background:var(--gold)}
input:checked + .slider:before{transform:translateX(22px)}

.rates{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:6px 0 6px}

.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 16px;border-radius:12px;border:1px solid var(--border);font-weight:800;cursor:pointer;text-decoration:none}
.btn-primary{background:linear-gradient(180deg, var(--gold), #B98A1F);color:white;border-color:#B98A1F;box-shadow:0 8px 20px rgba(200,154,43,0.25)}
.btn-primary:hover{filter:brightness(1.05)}
.btn-primary.outline{background:white;color:var(--navy)}

.result{margin-top:14px;background:#fff;border:1px solid var(--border);border-radius:12px;padding:12px}
.result .row{display:flex;justify-content:space-between;gap:16px;padding:8px 0;border-bottom:1px dashed rgba(11,33,72,0.15)}
.result .row:last-child{border-bottom:0}
.result .divider{height:1px;background:var(--border);margin:8px 0}
.result .timestamp{margin-top:8px;font-size:12px;color:var(--muted)}
.disclaimer{font-size:12px;color:var(--muted);margin-top:10px}

.how{padding:40px 0;border-bottom:1px solid var(--border)}
.how-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.mini p{color:var(--muted)}

.fees{padding:48px 0;border-bottom:1px solid var(--border)}
.tiers{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:16px}
.tier{background:white;border:1px solid var(--border);border-radius:16px;display:flex;flex-direction:column;gap:8px;align-items:center;justify-content:center;padding:22px 18px}
.tier strong{font-size:18px;color:var(--navy)}
.tier span{font-size:18px;color:var(--gold);font-weight:800}
.footnote{color:var(--muted);font-size:13px;margin-top:16px}

.partners{padding:40px 0;border-bottom:1px solid var(--border)}
.partners .caption{color:var(--muted)}
.logos{display:flex;gap:40px;align-items:center;filter:grayscale(100%);opacity:.9;margin-top:10px}
.logo-partner{height:34px}
.partners-disclaimer{margin-top:8px;color:var(--muted);font-size:13px}

.cta-section{padding:56px 0}
.cta-inner{display:grid;grid-template-columns:1.1fr .9fr;gap:24px;align-items:start}
.cta-inner form{display:grid;gap:10px}
.small{font-size:12px;color:var(--muted)}
.qr img{height:120px;border:1px solid var(--border);border-radius:12px;background:white;padding:10px}

.site-footer{border-top:1px solid var(--border);padding:18px 0;margin-top:20px;background:#fff8f0}
.footer-inner{display:flex;align-items:center;justify-content:space-between}
.footer-inner a{color:var(--navy);text-decoration:none}
.footer-inner a:hover{text-decoration:underline}

.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}

@media (max-width: 900px){
  .hero-grid{grid-template-columns:1fr}
  .how-grid{grid-template-columns:1fr}
  .cta-inner{grid-template-columns:1fr}
  .tiers{grid-template-columns:1fr}
  .rates{grid-template-columns:1fr}
}